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Nicola Anderson
Chief Executive Officer, Fintech Scotland

Nicola Anderson is the CEO of FinTech Scotland, a strategic cluster management organisation that works across the private, public and third sectors, as well as academia to enable economic growth and inclusion in developing digital financial services.


Through her career Nicola has worked across the public and private sectors and her experience has involved leading business and organisational development with an emphasis on innovation, collaboration and customer focused strategies.


Initially joining FinTech Scotland as Strategic Development Director in 2018, she has worked on a range of collaborative initiatives to develop Scotland's fintech cluster, including work with the University of Edinburgh in developing the Global Open Finance Centre of Excellence. In other strategic collaborations Nicola has connected regulatory, legal and cyber expertise with the fintech cluster including strategic engagement with Police Scotland, Scottish Business Resilience Centre, ScotlandIS and UK regulators as well as an advisory role with LawTech Scotland.


Since joining FinTech Scotland Nicola has worked with the FinTech SME community, supporting SMEs in navigating the regulatory environment, with proposition development and business innovations focused on customer outcomes. Her experience in SME business development comes from a variety of industries including financial services and involves a practical understanding across different stages of the business lifecycle, with first-hand entrepreneurial experience from initiating and establishing her own business in the retail sector.


Nicola strives to build business success through diverse engagement and purposeful inclusive action. This approach has seen the development of FinTech Scotland's consumer panel, which is enabling more fintech propositions to focus on prioritised and direct consumer needs, as well as helping to advance fintech consumer adoption and financial inclusion.


Before joining FinTech Scotland, Nicola was a part of the FCA's leadership team in the Retail Banking Sector, where she led and contributed to the development of solutions needed to address industry issues following the financial crisis. This experience included Board and Executive level engagement on a number of retail bank transformational changes and complex regulatory issues, working in collaboration with HM Treasury, the Bank of England and other bodies.

Nicola Anderson is participating in the following session:

Embracing fintech to drive the climate finance opportunity - innovation case studies leading the sustainability agenda

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